Send money
Send money in Cameroon, free and instantly
Pay a friend, a relative or a colleague from your Bizik wallet using their @handle or phone number. The money arrives in seconds, Bizik charges nothing for the transfer, and you see the recipient's name before you confirm.
Why send with Bizik
No transfer fee
Bizik does not charge for sending money from one wallet to another, whatever the amount.
Instant
The recipient's balance updates the moment you confirm. Both of you are notified straight away.
No wrong number
You send to a @handle or a phone number, and Bizik shows you the account holder's name before anything moves.
Protected by your PIN
Only a verified account can send, and every transfer needs your confirmation. On WhatsApp it also needs your PIN.
How it works
Three steps to send money
- 1
Top up your wallet
Add money with MTN Mobile Money or Orange Money. Your balance updates as soon as your operator confirms the payment.
- 2
Enter a @handle or phone number
Type the recipient's Bizik handle, like @maxime.b, or their phone number. Bizik finds the account and shows the name.
- 3
Confirm and it arrives
Check the name and the amount, add a note if you like, and confirm. The money is in their wallet immediately.
Everything you need to know before you send
Who you can send to
Anyone with a Bizik account. If the person you want to pay is not on Bizik yet, they can create a free account in a few minutes with just their phone number, and you can send as soon as they have. Transfers go wallet to wallet, in your wallet's currency (XAF in Cameroon).
Top up with MTN MoMo or Orange Money
Your wallet is funded from the mobile money you already use. You approve the payment on your phone, and the balance is available to send as soon as the operator confirms it. Your operator may charge its own fees on its side.
Verify once, then send
To protect everyone, sending money needs a verified account. Verification is a one-time identity check done from the app. Receiving never needs it.
Send from the web, the app or WhatsApp
Use the Send button in your wallet on the web or in the app, or write to the Bizik assistant on WhatsApp, for example "send 5,000 to @maxime.b". WhatsApp always asks you to confirm and enter your PIN.
A receipt for every transfer
Every transfer appears in your wallet history, and you can download a PDF receipt for it. The recipient is told by notification, email and WhatsApp or SMS.
A direct transfer or a secure deal?
A transfer is final: once it arrives it cannot be reversed. That is exactly right for paying people you know. When you pay for goods or work you have not received yet, use a secure deal instead, so Bizik holds the money until you approve.
| Direct transfer | Secure deal (escrow) | |
|---|---|---|
| Best for | Family, friends, colleagues, repaying someone | Buying from strangers, paying for work or delivery |
| When the money moves | Immediately | When you approve the delivery |
| Can it be undone? | No, a transfer is final | Yes, disputes can end in a refund |
| Bizik fee | Free | Escrow fee paid by the buyer (see pricing) |
Questions about sending money
Nothing. Bizik does not charge a fee for sending money from your wallet to another Bizik wallet. Your mobile-money operator may charge its own fee when you top up your wallet.
It is instant. The money is in the recipient's wallet as soon as you confirm, and both of you are notified.
Not directly. The recipient needs a Bizik account, which is free and takes a few minutes to open with a phone number. Once they have one, you can send to their @handle or phone number.
No. A transfer is final once confirmed, which is why Bizik shows you the recipient's name first. If you are paying for something you have not received, use a secure deal so the money is only released when you approve.
Yes. The money lands in their Bizik wallet, and once their account is verified they can withdraw it to a verified MTN Mobile Money or Orange Money number.
Yes. Sending money needs a verified account. It is a one-time check done in the app. Receiving money does not need verification.
Ready to deal without the risk?
Free to create an account. You only pay when a deal is funded.