Escrow as a service

Add trust to your platform.

One API for escrow accounts, mobile-money pay-ins, KYC, dispute handling and payouts across Cameroon and the CEMAC region. Your marketplace keeps the relationship; we hold the money.

Talk to us Read the API docs

POST /v1/escrows

{
  "amount": 450000,
  "currency": "XAF",
  "buyer":  { "phone": "+2376XXXXXXXX" },
  "seller": { "phone": "+2376XXXXXXXX" },
  "milestones": [
    { "label": "Design", "amount": 150000 },
    { "label": "Build",  "amount": 300000 }
  ],
  "fee_payer": "split",
  "payout": { "rail": "mtn_momo" },
  "webhook": "https://your.app/hooks/qatiqa"
}

Capabilities

Everything the money side needs

Escrow API

Create, fund, milestone, release, refund. REST + idempotency keys.

Wallets

Multi-currency balances per user, with live FX and ledger export.

Pay-in & payout

MTN MoMo, Orange Money, bank, card, Payoneer - one interface.

Hosted KYC

ID + liveness flows you can embed, with AML and sanctions screening.

Dispute engine

Evidence collection, SLA timers and Bizik mediators as a fallback.

Webhooks

Signed events for every state change, with replay and a sandbox.

How it fits together

Your platformListings, chat, checkout

Bizik escrowHold, mediate, reconcile

Seller payoutMoMo, bank, Payoneer

Tell us about your platform

We'll come back within one working day with pricing for your volume, a sandbox key, and a settlement and compliance overview for your legal team.

Volume-based rates from 1.2%
Daily settlement reports
Named compliance contact