Receive money
Receive money with one simple handle
Give people your Bizik @handle instead of your phone number. Anyone on Bizik can pay you in seconds, for free, and you cash out to MTN Mobile Money or Orange Money whenever you like.
Why get paid with Bizik
Free to receive
Bizik charges nothing when someone sends money to your wallet.
Instant
Money lands in your balance the moment the sender confirms, and you are notified right away.
Keep your number private
Share a @handle instead of your phone number. People can still find you by number if you give it to them.
No verification to receive
You can receive money as soon as you sign up. Verification is only needed when you withdraw or send.
How it works
Three steps to get paid
- 1
Create your free account
Sign up with your phone number. Your Bizik handle is ready straight away, on the web, in the app and on WhatsApp.
- 2
Share your @handle
Copy it from your wallet and send it on WhatsApp, put it on your status or your business card. The sender sees your name before they confirm.
- 3
Get paid, then cash out
The money arrives instantly. Keep it in your wallet or withdraw it to your MTN Mobile Money or Orange Money number.
From your wallet to your mobile money
Withdraw to MTN MoMo or Orange Money
Add your mobile-money number once and confirm it with a code sent by SMS. After that, withdrawals go to that number. A standard withdrawal has no Bizik fee; your operator may charge its own.
Large withdrawals are checked by a person
Withdrawals of 500,000 XAF or more to mobile money are reviewed by the Bizik team before they are paid out. It adds a little time and protects your money if your account is ever misused.
Verify once to withdraw
You can receive without verifying, but withdrawing needs a verified account. It is a one-time identity check done in the app, and it also lets you send money.
Hold more than one currency
Your wallet can hold XAF, USD, EUR, GBP, NGN and GHS. You can convert between them at the live mid-market rate plus a 1.2% margin, shown before you confirm.
Know exactly what came in
Every payment shows in your wallet history with the sender and their note, and you can download a PDF receipt. You are told by notification, email and WhatsApp or SMS.
Getting paid by someone you do not know?
A transfer is final and there is no protection if something goes wrong on either side. If you are selling goods or doing work for someone new, ask them to pay through a secure deal: the money is locked for you before you deliver, and released when they approve.
| Direct transfer | Secure deal (escrow) | |
|---|---|---|
| Best for | People you know, repayments, gifts | New customers and clients, deliveries, projects |
| You see the money | When it arrives | Before you ship or start work |
| If there is a problem | Settle it between yourselves | A Bizik mediator decides on evidence |
| Bizik fee for you | Free | Free for the seller; the buyer pays the escrow fee |
Questions about receiving money
Share your Bizik @handle, or the phone number on your account, with the person paying you. When they send, the money arrives in your wallet instantly and you are notified.
No. Bizik does not charge you to receive a transfer. A standard withdrawal to mobile money has no Bizik fee either; your operator may charge its own.
No. You can receive as soon as you create an account. You need to verify your identity once before you can withdraw or send money.
Add your mobile-money number in your wallet and confirm it with the code sent by SMS, then choose Withdraw. Withdrawals of 500,000 XAF or more are reviewed by a person before they are paid out.
They need a Bizik account to send you money. It is free and takes a few minutes with a phone number. They can top up their wallet with MTN Mobile Money or Orange Money and then pay your @handle.
Not yet. Today you receive money by sharing your @handle. To be paid for goods or work by someone new, create a secure deal and invite them by phone number.
Ready to deal without the risk?
Free to create an account. You only pay when a deal is funded.