Security & trust
How we protect your money and your data
Escrow only works if you believe the middle is solid. Here is exactly what sits in the middle: segregated funds, bank-grade encryption, verified identities and neutral mediation.
How funds are protected
Segregated escrow accounts
Customer funds are held in dedicated escrow accounts with our licensed payment partners, separate from Bizik's operating money. They are never used to run the business.
Release only on approval
A release requires the buyer's approval, an expired inspection window, or a mediator's ruling. There is no fourth way for money to leave escrow.
Manual review on large payouts
Payouts above our threshold are reviewed by a human before they execute, and reconciled daily against the escrow ledger.
Fund flow
Platform, identity and account security
Encryption everywhere
TLS in transit, encryption at rest for personal and KYC data, isolated secrets management.
KYC identity checks
Government ID plus liveness for verified sellers and for any deal above the verification threshold.
AML & sanctions screening
Every party and payout is screened against sanctions and PEP lists, with monitoring for suspicious patterns.
Fraud controls
Velocity limits, device fingerprinting, and blocks on prohibited transactions and off-platform payment attempts.
Your account
SMS OTP login, session and device management, and alerts on every escrow, release and payout event.
Neutral mediation
Mediators are paid the same whatever they decide. We hold no stake in the outcome of your dispute.
Found a vulnerability?
We welcome responsible disclosure and respond to every credible report within two working days. Please don't test against real user deals.
Report to
security@bizik.com
Ready to deal without the risk?
Free to create an account. You only pay when a deal is funded.